Credit Card Se Cashback Kaise Kamaye 2026? Smart Strategy Guide
Agar aap credit card use karte ho ya lene ka plan kar rahe ho, to sirf spending ke liye mat use karo. 2026 me smart strategy se aap credit card se cashback aur rewards earn kar sakte ho. Lekin yaad rakho — galat use karoge to loss bhi ho sakta hai. Credit Card Cashback Kya Hota Hai? Cashback ka matlab hota hai: Aap jitna kharch karte ho uska kuch % paisa wapas milta hai. Example: Agar 5% cashback card hai aur ₹1000 spend kiya → ₹50 wapas. Popular Cashback Credit Cards India Me HDFC Bank ICICI Bank State Bank of India Different cards par alag cashback categories hoti hain: ✔ Online shopping ✔ Grocery ✔ Fuel ✔ Utility bills Credit Card Se Paisa Kaise Kamaye (Smart Strategy) 1️⃣ Monthly Fixed Expenses Card Se Pay Kare Electricity bill Internet bill Grocery Har mahine fixed cashback milega. 2️⃣ High Cashback Categories Use Kare Kuch cards : ✔ Amazon / Flipkart par 5% cashback ✔ Dining par reward points 3️⃣ Full Payment Time Par Kare Sabse important rule : ⚠ Min...